The pros and cons of taking a 40-year mortgage |

The term is usually between 5 and 7 years. After the. The advantages of having an interest only mortgage loan are:. Disadvantages of Interest Only Loans.

But the downsides are nothing compared to the interest and closing costs she'll save, said Grahsl, compared to even a 15-year mortgage.

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The Pros and Cons to Paying Off Your Mortgage.. I paid off my mortgage just two weeks after my 40th birthday, and this has by far been the.

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These loans have repayment periods of 40 years (480 months) or even 50. With an interest-only mortgage, the borrower has the option, during the initial. If you' ve weighed all the pros and cons, and still want to pursue a.

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