The majority of consumers are wildly wrong about what it takes to get a mortgage – Fasti News

us news The majority of consumers think it is much harder to qualify for a home loan than it actually is, according to a recent Fannie Mae survey of more.

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The majority of consumers are wildly wrong about what it takes to get a mortgage The majority of consumers think it is much harder to qualify for a home loan than it actually is, according to a recent Fannie Mae survey of more than 3,000 people.

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06.11.19 The majority of consumers are wildly wrong about what it takes to get a mortgage CNBC 06.11.19 Loosening of credit standards reaches a post-housing crisis high national Mortgage News

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The majority of consumers are wildly wrong about what it takes to get a mortgage KEY POINTS The majority of consumers now think it is much harder to qualify for a home loan than it actually is.

The majority of consumers now think it is much harder to qualify for a home loan than it actually is, according to a recent Fannie Mae survey of more than 3,000 people. Respondents thought they needed much higher credit scores and bigger down payments than necessary. They also didn’t know much about the minimum debt levels lenders require.

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2 Myths Holding Back Home Buyers – Christopher Sean Rose, Realtor Urban Institute recently released a report entitled, "Barriers to Accessing Homeownership," which revealed that "eighty percent of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment above 5 percent." Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the down payment funds needed to qualify [.]