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Banking regulator defends mortgage stress test, open to change when warranted Canada’s financial regulator hit back at criticisms of its stress test for uninsured mortgages, which has made it harder for borrowers to qualify and weighed on national home sales, but said it is open to changes.
Realtors must report accurate sales prices for properties they’ve listed now that the public can access that data, the Toronto Real Estate Board is warning its members.
· CMHC defends mortgage stress test changes amid calls for loosening rules Canada’s Felix Auger-Aliassime earns berth in Lyon Open semifinals Stocks
– Expanded HDB scheme lets buyers book flats the next day By Rachel Au-Yong straitstimes.com – From next Tuesday, home buyers can book a housing board flat the day after they apply for one.CMHC defends mortgage stress test changes amid calls for loosening rules – The Free Press Lawyers for some Nassar victims want settlement investigated.
Bank of Canada lowers qualifying rate used in mortgage stress tests. Home sales softened last year after the federal government introduced new stress test rules for uninsured mortgages. Technical Safety BC wants changes to trampoline park rules. Jay Greenwood, 46, did a series of acrobatic manoeuvres prior to a fall that caused serious.
But Vancouver never had to face the provincial rules that bar those. Times Colonist columnist jack knox isn't kidding when he calls Victoria “Dysfunction-by- the-Sea.. A total of 8,860 homes changed hands in Canada's biggest city in the month, The mortgage stress test (Guideline B-20) continues to hurt housing sales.
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· Beaufort representative Mike Kokura won’t be running for re-election this time around, a fact that may have to be repeated for those who grew accustomed to thinking he holds the position for life. After all, Richard Nixon was in the White House and B.C. had just voted in its first NDP government.
What that means is that even if you get a mortgage rate of 2.94%, the new stress test requires that you qualify for a mortgage of 5.14% – even though you’ll still be paying the contracted 2.94%. For most, that will mean qualifying for a home that costs 20% less than they would have prior to the new stress test rule.
Chronicle Books, publisher of the Oliver book, says more than 400,000 copies are in print. The Pences’ publisher, Regnery, also was pleased with the response, telling The Associated Press that more.